Tips and Information for Buying Florida Real Estate and Selling Florida Real Estate

Living on the Waterfront

For several years back in the 1980's, we had a waterfront home in south Florida: a small house on Charlotte Harbor, on the north shore just east of the US 41 bridges. Since then, a builder has bought and expanded the home, and added nicely to the dock.

We just had a small dock, and it suffered from the chop that would gnaw at it constantly in the prevailing southeast winds. It was suitable for small boats that could be secured to the shore or with a stern anchor and tied to the dock with a short bow line. A large boat with fenders would probably just knock that dock down.

It was a good dock for fishing and watching the action of the harbor. Schools of mullet or other baitfish would be torn up by marauding schools of jacks or other predator species, and the birds would come to pick up the scraps. We had some rocks along the shore to control erosion, so we would just stick a ladder into the water and lean it on the dock to go swimming in the harbor. It was shallow until you swam out a bit from shore.

The current owner of the house on the harbor took out the little old dock and put in a really nice long one that extends out to deeper water. It has a small shade roof with a boat lift underneath most of the way out, then has a U-dock at the end which is adequate for a fairly large boat, and allows access to the boat from three sides. There are also a couple of pelican pilings set outside the U shaped dock to better secure larger boats and hold them off the dock.

Underneath the shade roof is a fish cleaning table with a hose, and there are standard marine electrical boxes for both the boat slip at the end of the dock and the boat lift under the roof. The view of the harbor could hardly be better, and although the shore is an exposed location and there can be some chop at the dock, it is set up to handle boats bucking around in a chop without damage. One boat can simply be lifted out of the water, and the other can be secured at the end with multiple lines and fenders to ensure that boat and dock do not damage one another.

Many harborfront home owners do not bother putting in a dock, or have only a little one like we had, suitable only for small boat use. If you are going to have a harborfront or oceanfront home with a boat at a dock in choppy waters, it is necessary to have a strong dock with extra pilings set out from the dock so that many long lines can dampen the motion of the boat as it rocks and tugs in the chop. Chafing of mooring lines and gradual bending of pilings and/or dock structure as the boat pulls in the prevailing winds are constant problems. If you are going to live right on a bay or harbor and have a dock, you're going to want a really junky little dock or a really nice strong one.


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